Just bought a new XR and have to come to this forum to find out that it is locked for 12 months, even though it's paid in full. That might be something Virgin wants to flag before I buy it. being on a prepay 'cancel when you like' plan is BS when I'm locked in with the phone for a year. Shoddy and deceitful way to treat customers. Second that 12 months is up, I'm out.